What is the First Time Homebuyer Incentive?. The first-time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home! The Incentive: This program allows you to obtain an incentive from the government to assist with your down payment, thereby lowering […]

Change of Address Checklist. So, you’re moving! Before you hunker down in your new home, there are a few things you will want to take care of regarding your new address. Personal Contacts First and foremost, if you haven’t yet, make sure to tell all your personal contacts about your address change, including: Relatives Friends […]

So, You Want To Be A Landlord?. Are you dreaming about owning a rental property and making some extra income each month? Before diving into becoming a landlord, there are some things you should know from the advantages and disadvantages to some tips when it comes to buying a rental property. Advantages of Owning a […]

Selling Your Home in the Spring. Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your guide […]

When Higher Rates Can be Better. When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other […]

Need an Appraisal? Tips for Success. If you are looking to buy a home or want a current value of your property, you will need an appraisal. Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. The job of an appraiser […]

Do you need title insurance for a new-build home?. The housing supply shortage is one of the top issues in Canada’s real estate market. To address it, cities are seeing a massive boom in new-build housing. New construction offers many advantages, like more energy-efficient heating and cooling systems. Their titles can also feel less risky […]

The Ins and Outs of Collateral Mortgages A lender can register a mortgage loan in two ways, through a mortgage charge or a collateral charge.  The most common is with a mortgage charge where the lender will register your property with the land title or registry office in your city.  The mortgage can then be […]

Mortgages and Corporations. If you are a self-employed client who owns your own business, you may have chosen to set that business up as a corporation. This means the business operates as essentially its own person. They have income through business revenue and expenses from marketing costs, materials, office space, etc. When it comes to […]

The current economic landscape can be challenging for young Canadians to navigate as they face great uncertainty with heightened interest rates and inflation. It can be frustrating as they are just starting to build their career, considering buying a home or starting a family. If you are a parent, you may be thinking about how […]