10 Money Saving Tips. When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips: Automatic savings are one of the most effective ways to save because you can’t spend what you can’t access! Instruct […]

What to Know Before You Sell Your Home. So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – that’s where we come in. To help make this process as smooth as possible, we have put together a list of a few […]

Canada has seen a surge of international migration over the last few years. In 2022, we welcomed a total of 431,635 immigrants to the country, shattering 2021’s previous high! With all these new faces wanting to plant roots in this great country, we wanted to touch base on how new immigrants can qualify to be […]

New Year Resolutions for Your Home. Your finances aren’t the only thing that has room for new resolutions in 2023! Consider these great ideas to make your home feel brand new come January: Purge Your Space While most people think about purging when Spring comes around, the end of the year really is no better […]

5 House Hunting Mistakes to Avoid. Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most […]

How Bridge Financing Works. In life, things rarely go as planned. This is especially true when it comes to real estate! When it comes to buying a new home, in a perfect world, most of us would like to take possession of their new residence before having to move out of the old one. This […]

There are four major components to any successful home buying A-Team: your mortgage professional, realtor, home inspector and lawyer. Each of these individuals is important to various aspects of the home buying process. MORTGAGE PROFESSIONAL While many people think a real estate agent is the most important person when it comes to buying a new […]

The headlines today are shouting about the Bank of Canada increasing their benchmark rate by 0.5%. This may have an impact on your payments if you are borrowing money, but lets have a look at a couple of things. First, if you are in a fixed rate mortgage, nothing is changing. If you are in […]

Remember, there is more to a mortgage than just the rate! In Canada, when applying for a mortgage, the Office of the Superintendent of Financial Institutions (OSFI) requires that borrowers undergo a stress test to ensue that they can continue to make payments if mortgage rates were to increase. To do this, the lenders use […]